The tools shelf.
Everything here computes something. Flat fees only.
Audit
See my coverage gap. Nine questions, about two minutes, and no email needed.
Free. No partner links inside the quiz.
QUIZ
From the files: The Denial Files, 4 open cases · The city that burned its way into inventing insurance
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See which carrier pays a fire claim fastest. The pick stays visible without a click.
No partner links on this page. Data vintage.
RANKING
From the files: The city that burned its way into inventing insurance · The Denial Files, 4 open cases
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See which carrier honors the longest grace window after a missed payment.
No partner links on this page. Rescores .
RANKING
From the files: The Denial Files, 4 open cases · How every ranking here is scored
Compare
See which carrier pays a theft claim fastest, deductible and all.
No partner links on this page. Rescores .
RANKING
From the files: The Denial Files, 4 open cases · How every ranking here is scored
Compare
Nine major carriers, ordered by the J.D. Power 2025 Auto Claims Satisfaction Study.
No partner links on this page. Rescores when the 2026 study lands.
RANKING
From the files: Operation Bear Claw: three auto claims, one bear costume · How every ranking here is scored
EXHIBIT
EXHIBIT: YOUR PREMIUM AGAINST THE BILL
The bill$22,000
Sublimit cap$5,000
First check$4,000
The gap$17,000
One hypothetical bill, run through one policy’s numbers.
See what a bill leaves behind. Four fields, about a minute. No email.
From the files: The city that burned its way into inventing insurance · The Denial Files, 4 open cases
Locate
Pick your state, read the ledger. No email needed.
State regulator availability records, dated . 11 writing in California.
COVERAGE MAP
From the files: The city that burned its way into inventing insurance · The Denial Files, 4 open cases
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